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Marian Ferguson
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Info for Buyers

Info for Buyers

Government Incentives to Help You Save for a Down Payment

Tax-Free Savings Account (TFSA): Any interest or investment earnings earned inside this type of savings account does not incur tax. So let's say you earn…
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authorSeptember 27, 2020
Info for Buyers

What You Need to Know about the Down Payment

The down payment is the amount that you, the buyer are paying in cash for the house. If you put a deposit on the house…
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authorSeptember 27, 2020
Info for Buyers

The Offer was Accepted .. What’s Next?

The Buyer has made an offer and the seller has accepted. The Buyer must now complete a number of tasks to ensure success. Deposit: First,…
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authorAugust 16, 2020
Info for Buyers

When buying, which costs are payable up front?

I get asked this question a lot by Buyers:  Which of the costs associated with a house purchase must be paid up front? Deposit -…
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authorAugust 13, 2020
Info for Buyers

The Hunt Begins .. Working with a Realtor

The Buyer has confirmed his/her financial position and is now ready to start looking for a home. 1. Determine your Needs Make a wish list…
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authorJuly 13, 2020
Info for Buyers

Personal Economics for Buyers

Before you begin serious searching for a home, you need to make sure that your finances are in order. Will you be able to get…
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authorJune 13, 2020
Info for Buyers

What are the different types of Mortgages?

Buyers are asked to choose between Mortgages that are closed or open, fixed or variable, long or short term. What does it all mean? Open…
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authorApril 17, 2020
Info for Buyers

Ongoing Homeowner Expenses

The most common ongoing expenses for a house owner are: Mortgage Payments: If you've taken out a mortgage, there will be mortgage payments. Property Taxes:…
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authorApril 13, 2020
Info for Buyers

What are some Insurance issues with Older homes?

When Buying an old house, the Buyer must be aware of potential issues that crop up when trying to insure the property.  It is best…
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authorFebruary 17, 2020
Info for Buyers

At the Lawyer’s … Closing Costs

Closing costs are those additional expenses that are due when you complete the purchase of your home. In addition to the downpayment, the buyer must…
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authorSeptember 13, 2019

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  • Stage a Home to Sell a Home
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